No one knows what tomorrow may bring. That’s why it is so important to be prepared for life’s “what if’s”. What if you became to sick or hurt to work? How would you continue to pay your bills without your paycheck? What would happen to your retirement goals? What if you die unexpectedly? Would your family be able to continue their lifestyle without you and your income? What would happen to the house, the kids, your spouse? What if you had a long-term care event? Who would care for you? How much would it cost? What would happen to your assets? Often, the best offense is a good defense. Protect what matters most.
What would happen to your family's future if you didn't come home from work today? How would they manage financially? Do you want to provide financial security to those who matter most to you? If so, then life insurance is a good place to start.
Do you rely on your paycheck to pay bills, support your family, fund retirement or cover expenses? What if you became too sick or hurt to work, and your income suddenly stopped? If you would still need your income, then you should protect your income NOW.
What is your plan in the event that you need long term care? Who will take care of you? How will you pay for it? Don't wait until it is too late and your only choice is to self-fund a Long Term Care event. Now, while you are healthy, is the time to plan.