Investment Services
My business is personal
“Buy low and sell high “. Sounds easy enough, right? If only it was that simple.
Investment Planning is about choosing the most appropriate investment solutions, understanding the risks, making best use of tax allowances and achieving a true level of diversification. Everyone’s needs and goals are different. That’s why my business is personal.
Whether you are just getting started with saving and investing, have multiple accounts from former employers that you would like to consolidate, or you are entering or in retirement and looking to ensure that you do not outlive your savings, my team and I are here to help.
Step1- Initial Consultation
The first step in our Investment Advisory process is to learn more about you and your current situation. This is accomplished by an initial, complementary consultation, where we learn more about you, and you about us. It is an informal, two-way interview where we learn more about each other to help determine if working together is the proper fit for all parties involved.
The initial consultation is free of charge, 100% confidential, and can be done in the most convenient manner...by phone, virtually through a Zoom meeting, or in person at our office, your office, or even at your home.
As none of our services or strategies are "cookie cutter", it is imperative that we learn more about your goals, risk tolerance, risk tolerance, investment time frame, and objectives.
Step 2- Portfolio Design
Investing is sometimes a balance between playing it safe and settling for less or taking some risks with the hopes of gaining more return. In finance, just as in life, you can’t avoid risk completely, but you can try to manage it and make it work in your favor.
My team and I are dedicated to assisting you in managing the risks associated with taxes, inflation, market fluctuations and changing economic conditions while providing you with investment opportunities consistent with your tolerance for risk and your financial goals.
As no investment strategy is “one size fits all”. My team and I will "tailor fit" a portfolio and investment strategy that fits you properly.
Step 3- Recommendations
Once my team and I have designed a portfolio and strategy appropriate for you, we will meet again to review our recommendations.
During this complementary consultation, we will ensure that the strategy is in line with your overall goals, risk tolerance, and expectations.
Once we have addressed any questions or concerns that you may have, and discussed any fees or costs that may be associated with your plan, we put your plan into action.
We will diversify your portfolio across multiple asset classes, potentially reducing your overall portfolio risk, and you will have 24 hour access to online accounts showing detailed account holdings, activity and performance.
Step 4- Ongoing Reviews
Our Financial Advisory services are not a "set it and forget it" solution. Rather, our team will continue to monitor your accounts, positions and portfolios on a regular basis.
We will schedule annual or semi-annual formal reviews with you, where we can discuss any life changes or economic events that may have an impact on your portfolio, goals, or objectives. We will also "check in" with you on a periodic basis just to ensure that your portfolio is still in line with your risk tolerance and expectations.
As life can change quickly, your portfolio can be adjusted as your investment goals, income, and lifestyle change, and you will have full transparency of any fees associated with your accounts.